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At Selective Finance, our name is our promise. In a market flooded with thousands of loan products and confusing bank jargon, we believe in the power of precision. We are a boutique mortgage broking firm dedicated to curating financial solutions that align perfectly with your personal goals and investment strategy.
Our reputation is built on trust. We understand that navigating the financial landscape requires a partner you can rely on completely. These three pillars define who we are and how we operate, guaranteeing that your best interests are always at the center of everything we do
Honest advice, always. If a refinance isn't in your best interest, we will tell you.
No hidden fees or surprises. We explain every detail of your loan structure.
We strive for a seamless, stress-free experience for every client.
Partner with Selective Finance to navigate the lending landscape. We simplify the process, helping you secure the right loan for your unique goals.
Start Your ApplicationSubmit your details or reach out to us to begin your financing journey.
Book a complimentary session with our brokers to discuss your objectives.
We analyze the market and select the best loan options tailored to your situation.
We manage the entire process from approval through to settlement, ensuring we help you achieve your key objectives.
Head Broker
0466 988 809 Ray.Kha@selectivefinance.com.auAs Founder and Head Broker, Ray Kha brings a rare combination of commercial banking experience and real-world business ownership. With over a decade at NAB in business banking and years operating hospitality and logistics businesses, he understands both sides of the lending equation. Ray leverages this experience to deliver strategic finance solutions tailored to business owners and commercial investors.
Director of Business Growth and Lending
0468 882 369 Keith.Kha@selectivefinance.com.auKeith Kha, Director of Growth and Lending, brings over 20 years of NAB business banking experience together with a decade as a business owner and commercial finance broker. His background as a Subway franchisee and broker provides strong real-world insight into business funding and growth strategies. Keith also mentors within the MFAA, supporting excellence across the broking industry.
Business Development Manager
0492 968 928 John.T.Nguyen@selectivefinance.com.auWith more than 20 years of experience as a business owner and investor, John Trung offers strong commercial insight to clients. His background spans retail, hospitality, property investment and manufacturing, giving him a practical understanding of the financial needs of growing businesses. John works closely with clients to help structure finance solutions that support sustainable commercial growth.
Client Services Administrator
1300 269 888 admin@selectivefinance.com.auLeanne supports the team as a Client Services Administrator, drawing on her experience with Amazon, Qantas and Australia’s 000 Emergency Services. Working in fast-paced, high-performance environments has shaped her strong client service mindset and attention to detail. She is dedicated to ensuring clients receive a seamless and responsive experience throughout the finance process
Client Services Administrator
1300 269 888 admin@selectivefinance.com.auJessalyn supports the team as a Client Services Administrator, bringing valuable customer service experience from retail, hospitality and Subway. Her strong work ethic and client-first approach ensure every interaction is handled with care and professionalism. Jessalyn is also developing her career in banking and finance, building the foundations for long-term industry expertise.
